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ConsumersAdvocate.orgRating: 3.4 / 5 (Very good)
22 Customer Comments & Reviews - see all comments
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Started in 1994, Travel Insured International is a family owned travel insurance provider based in Glastonbury, Connecticut. The company offers a range of travel insurance products created to help travelers get the most benefits through its three popular plans. Lite, Protector, and Protector plus provide coverage for standard insurance items such as trip cancellation, interruption, baggage, and medical services. Travel Insured International also offers trip cancellation or interruption for any reason through its Protector Plus plan.
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How is Travel Insured International rated?
Breakdown
3.5/5
Coverage
3.0/5
Extra Benefits
3.5/5
Financial Strength
3.5/5
Price & Reputation
Overall Rating: 3.4 / 5 (Very good)
Travel Insured International offers a wide range of travel insurance plans, which are fully customizable, with many optional service upgrades. Since 1994, this family-owned company has offered broad trip cancellation options across all plans, and comprehensive benefits, for reasonable prices.They are a good choice for customers who know they want travel insurance and what they're looking to get covered for.
Travel Insured International Plans & Coverage
Coverage - 3.5 / 5
Travel Insured International offers a wide array of coverages, including cancellation for any reason. Their Worldwide Trip Protector Plus plan is particularly comprehensive, with primary accident and medical expense, pre-existing medical, included rental car damage, travel delay and missed connection, baggage protection, and the broadest cancellation or interruption protections.
Available Plans | Comprehensive Trip Cancelation/ Interruption Medical Baggage Accidental Death Group |
Trip Cancellation/Interruption Coverage | Injury/Illness/Death of Traveler Injury/Illness/Death of Non Traveling Family Member Natural Disaster at Destination Terrorism/Evacuation at Destination Victim of Crime Prior to Trip Theft of Passport Prior to Trip CFAR Coverage (Cancel for Any Reason) |
Emergency Medical and Emergency Transportation Coverage | Doctor, Hospital, or Other Licensed Provider Dental Emergency Medical Evacuation/Repatriation |
Baggage Coverage | Lost/Damaged/Stolen Baggage Delay Coverage |
Exclusions |
Emergency Medical Coverage Details
Emergency Medical Pre-Existing Condition Coverage | |
Maximum Emergency Medical Reimbursem*nt | $100,000 |
Maximum Emergency Medical Evacuation Reimbursem*nt | $1,000,000 |
Deductible for Emergency Medical Coverage |
Baggage Coverage Details
Maximum Baggage Reimbursem*nt | $2,000 |
Valuable Item Limit | $500 |
Receipts Required for Valuable items |
Travel Insured International Financial Strength
Financial Strength - 3.5 / 5
Travel Insured International has good financial strength ratings with Standard & Poor's and A.M. Best. They're underwritten by Crum and Forsters, whose history goes back to 1822, fully establishing their excellent claims paying ability.
Underwriter | Crum and Forsters |
Standard & Poor's Financial Rating | A- |
AM Best Financial Rating | A |
Travel Insured International Price & Reputation
Price & Reputation - 3.5 / 5
Despite their lack of reviews, (just one positive and one negative) Travel Insured International is a BBB-accredited company with an A+ rating. They don't have a presence on TrustPilot, but are well-reviewed on independent consumer websites, especially due to their easy-to-navigate website, and customers' ability to easily obtain free, customizable quotes.
BBB Rating | A+ |
Number of BBB Positive Reviews | 1 |
Number of BBB Negative Reviews | 1 |
Date Collected | 2018-01-15 |
Travel Insured International Customer Assistance Services
Extra Benefits - 3 / 5
Travel Insured International offers a multitude of ways for customers to communicate with them, whether via live chat, 24/7 support, their mobile app, phone, or email. They offer a broad range of coverage upgrades and services, including a number of travel assistance services and concierge services.
24/7 Support | |
Mobile App |
Travel Assistance Services
- Return Travel Arrangements
- Rebooking
- Lost Baggage Search
- Lost Passport/Document Assistance
- Emergency Cash
- Translation Services
- Legal Assistance Referral
Emergency Medical Assistance Services
- Physician Referral
- Emergency Medical Case Management
- Arrange Medical Payment Where Available
- Eyeglass Replacement Assistance
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Concierge Assistance Services
- Restaurant/Event Referral and Reservation
- Ground Transportation Recommendations
- Wireless Device Assistance
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22 Customer Comments & Reviews
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kukubb2013
12/25/2023
I always use Travel Insured International Travel insurance for my leisure travel. My husband and I got Covid in Nov. 29 before boarding the Caribbean cruise on 12/2 this year. This is my first time to file a travel insurance claim and my experience with Travel Insured was wonderful.Wait time to speak with an agent was quick. Every agent I spoke to was extremely helpful. The online filing process was transparent and user friendly.My claim for trip cancellation reimbursem*nt was completed within two weeks. Definitely provided relief during an uncomfortable situation.
F
Ferd
9/4/2022
Horrid company. Makes up covid rules as they go along. Was advised by a contact tracer to quarantine rather than travel. Cancelled trip and was told by Travel Insured that, since an emergency was not declared at the stateside location that I was travelling to (!?), they wouldn't pay. RIP OFF!!!!!!
tlackerman89
9/2/2022
The price is good for the amount of coverage, and they are generically communicative during the claim process. I unfortunately bought their rental car coverage in addition to the premium insurance, and my claim is still "under review" 5 months after my claim. It was a simple small scratch on car.I should suggest not to purchase their rental car coverage.
M
Mike S
8/5/2022
Our tour group had to purchase a trip insurance policy with this company. They would not accept credit card. Check only. A few days before we were to travel, we had not received our policy. Never did get a policy. Several others in the group did not either. The day before departure my came down with COVID. She checked with one of the local medical outlets and was told to take the home test. If positive, she needed in the home until she no longer was positive. I was advised to stay in the home with her. So I called the travel company, Diamond Tours, that we would not be going. Thought this was better than expose the other 58 retirees. I submitted a claim to Travel Insured... Read More
E
Eric
7/25/2022
Sent them all the documents they needed for a cancellation to Mexico over 7 months ago. Customer service never replies. I’ve seen the documents 4 times in various formats (last one being .pdf). I’ll never receive my money. DO NOT USE THIS COMPANY!!!
movin4steve
5/30/2022
This is likely a very profitable company because they apparently don't pay their claims. I have a "cancel for any reason" policy with CF Travel Insured purchased in 2020 for a European River Cruise that was rescheduled to December 2022 due to Covid. Unfortunately, earlier this year Crystal Cruises entered liquidation and cancelled all cruises. CF Travel Insured is refusing to refund the cruise policy until such time as the liquidator states what, if any, refund will be available. Because passengers are "unsecured creditors," the odds of any recovery are almost certainly non-existent given the massive secured debt structure of Crystal. In any case, any recovery would likely be 5 years... Read More
davidl.simpson52
5/9/2022
I've been dealing with this company for nearly four months now. We took out a 2K dollar policy in March 2021 for a cruise ship to Cozumel, Mx and the Quintana Roo State. We were scheduled to leave on our trip in late Feb. 2022. Unfortunately, due to Covid-19 issues in the port City of Miami and our planned destination in Cozumel, Mx. where a trip advisory warning for Americans visiting the Quintana Roo State was issued on 1/27/22 regarding "Increased Violence & and gang shootings near the hotel zone where we planned to stop over in Cozumel. We felt that our personal health and safety would be greatly compromised had we decided to go forward with the trip. I submitted all of the requested... Read More
2313sneakers
4/26/2022
Called before trip to modify dates-- on hold for one hour and they had to transfer me to a different department. Held again for one hour. Dates modified but then was unable to log into account. She told me it takes 24 hours to get password reset email. Never received email to change password. Now I am on hold again for 45 minutes plus. Grrrr!
neybriggs
12/2/2021
I bought insurancefrom Travel Insured International through USAA to travel July 7,2021 to Aug 6, 2021. My father passed away on June 16th & had my trip interrupted to leave on June 18th instead. I called Travel insuredInternational right away to inform them of the issue. I informed them that the airline charged me extra $1911 to change the flight to an earlier date. The representative was very friendly and explained to me that since there are 3 of us each covered by $1400 , I should be able to receive the $1911 back from Travel Insured. She then mentioned that I need to pay extra $72 for insurance to cover the difference in dates since it will be more than 30 days of coverage. I have... Read More
oliaur
9/16/2021
This is a scum, never buy Travel Insured International Travel Insurance, you will not get refund for your trip, you will waist your money and time trying to file a claim which they will not pay anyway, there are about 400 complaints on BBB website filed recently against this company. I wish I knew it before dealing with Travel Insured International. Do not repeat my mistakes
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Top Rated
Our Partner
Best to compare and buy from big-name insurers inminutes
- Lowest prices guaranteed on any plan
- 24/7 emergency assistance worldwide
- Over 100,000 verified customer reviews with a 97/100 rating
- Safe & secure checkout with instant confirmation of coverage
- Access to cruise, domestic & international policies from only top ratedinsurers in the market
READ FULL REVIEW >
VIEW RATES
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