Is Target Circle 360 Right for You? Here’s Everything You Need to Know. (2024)

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  • Target Circle: For people who love coupons
  • Target Circle Card: For people who want to save money without thinking
  • Target Circle 360: For people who love same-day delivery

Target Circle: For people who love coupons

You’re automatically enrolled in Target’s free loyalty program, Circle, when you create a Target account. Think of Circle as the modern equivalent of a free coupon mailer, but with ever-changing, personalized coupons driven by your shopping habits. Members can get perks like exclusive deals and offers, early access to sale events, and of course, the aforementioned coupons. Circle also offers a Community Giving program through which members can vote for local nonprofit organizations to receive funding from Target.

You don’t need to sign up again if you’re already a member of Circle, but parts of the program have changed: Scanning for and clipping virtual coupons used to be a manual task, but Target just streamlined the process. Circle discounts automatically apply at checkout now, saving you the hassle of searching for and saving coupons to your Target Wallet while shopping online or in-store. Bonuses such as birthday rewards still need to be applied manually so you can choose when you want them to go toward a purchase (the use it or lose it onus is on you).

With the launch of Circle 360, Target discontinued two features of the basic Circle program: Members no longer receive a 1% store credit for eligible purchases made with a non-Target card, and shoppers no longer pay a one-time $10 fee for same-day delivery—they have to commit to an entire year-long subscription. This is likely frustrating for Target loyalists, but since Circle is free and you’re automatically enrolled when you create a Target account, regular Target shoppers still have ample reason to join. If you’re already a Circle Card member, the card’s 5% discount stacks with Circle’s personalized coupons and deals, so participating in both the Circle and Circle Card programs can save you a hefty chunk of change.

Some people may be loath to share even more personal data with any company (does anyone really need to know we’re searching for ramen at 2 a.m. on a Tuesday?), but it can be advantageous if you’re a regular Target shopper who wants deals on the stuff you’re interested in.

Target Circle Card: For people who want to save money without thinking

Target’s flagship RedCard program has been around for over a decade, so replacing the popular program with the new Circle Card may worry devotees. But the Circle Card isn’t really new: The program has simply gotten a refreshed name, and the Circle program has been rolled into it.

A Circle Card comes in three iterations. You can open a credit line to get a Circle credit card, connect a bank account to get a Circle debit card, or opt for a reloadable debit card. With any of these options, on most purchases, the Circle Card will get you an extra 5% off, an extended return window (up to 120 days from 90), and free two-day shipping without additional fees. Cardholders also receive access to exclusive offers, special items, and promotions, such as 50% off the first year of a Circle 360 membership.

Bear in mind: Target’s debit card option offers all the same benefits without having to get a credit card, but it lacks a credit card’s anti-fraud protections. Target has suffered data breaches in the past that affected customers’ privacy.

Still, multiple members of Wirecutter’s Deals team have opted for Target’s debit card for the value it brings. “I check Target for deals during events like Black Friday. If they’re matching the prevailing best price for something I want, I’ll use the Circle card to save another 5%,” said senior Deals editor Nathan Burrow.

If you’re a legacy RedCard member, your existing debit or credit card and card numbers will still be viable post-rebrand. Even if you recently replaced your existing card, you don’t need to get anything new until your current card expires or gets lost or stolen.

Target Circle 360: For people who love same-day delivery

The main draw of Target’s new paid membership is getting daily essentials delivered in as little as an hour, similar to the retailer’s previous Same Day Delivery program with Shipt. Circle 360 members have access to Shipt Marketplace, which offers same-day delivery from over 100 other grocers, drug stores, and big-box retailers. The service is available in most well-populated areas of the US, and you can check eligibility by searching your zip code on Target’s Same Day Delivery page.

When you order, a Shipt personal shopper is deployed to Target to pick up and deliver your order during your chosen time frame (they even reach out via text if an item on your list is out of stock). And you can get nearly anything. Some exclusions apply, but most exceptions shouldn’t affect you if you’re primarily shopping for groceries, toiletries, and other household necessities—just make sure no single item in your cart exceeds the 40-pound maximum and that you meet the $35 minimum order amount for delivery (and don’t forget to tip your shopper).

Circle 360 members also get free two-day shipping and an extended return window, as well as all the same offers as the basic Circle program. The unlimited same-day delivery is the distinguishing factor between this membership and Target’s other loyalty programs, and it’s not truly unlimited, as you still have to make a minimum purchase of $35. Note that you don’t need to belong to any Target membership program to get free curbside pickup on all orders (even alcohol, as long as you have a valid ID) placed using the Drive Up service on Target’s app. Still, Circle 360 could be worth the money for frequent Target shoppers who use the same-day delivery feature regularly.

Shoppers who sign up for Circle 360 through May 18, 2024 get their first year of membership for $49, after which the price will revert to $99 annually. Target offered RedCard holders a similar half-off promotion during Black Friday for its previous Same Day Delivery program, and Circle Card members can claim the introductory discount at any time beyond the May 18 deadline. If you previously signed up for Shipt through Target, your subscription is viable until its annual expiration date, but you’ll have to join Circle 360 on renewal.

This article was edited by Janie Campbell and Nathan Burrow.

Is Target Circle 360 Right for You? Here’s Everything You Need to Know. (2024)

FAQs

What does Target Circle 360 get you? ›

When you become a Target Circle 360 member, you'll: Get unlimited $35+ Same Day Delivery orders to multiple addresses. Be able to place same-day orders from dozens of retailers through the Shipt Marketplace.

Is Circle 360 worth it? ›

Target's Circle 360 members also get a nice bonus: an extra 30 days to return items. Having ordered the wrong size diapers in my sleep-deprived state, I can't begin to describe how helpful this perk is. Based on the perks, not to mention my DoorDash ordering history, the Circle 360 is well worth the yearly fee of $99.

Is it worth getting Target Circle? ›

Here are some of the best benefits a Target Circle membership has to offer. One of Target Circle's best perks is the opportunity to get 1% back on in store purchases, which you can track in the Target app. As the earnings accumulate, you'll eventually have enough store credit to use on another purchase at Target.

What are the benefits of Target 360 membership? ›

When you become a Target Circle 360™ member, you'll: Get unlimited Same Day Delivery to multiple addresses5, Shop with more access to dozens of retailers through the Shipt Marketplace, Enjoy no-rush returns with an extra 30 days6, Get free 2-day shipping on hundreds of thousands of items7.

Is Target 360 the same as Shipt? ›

Target Circle 360 is a paid membership that gives Target guests access to same-day delivery with no product markups, the ability to add preferred personal shoppers through Shipt, and access to order from any retailer in their area on the Shipt app or website.

Do you have to tip Target 360 delivery? ›

If you're happy with the service you've received, we encourage you to tip your shopper as well as rate them. Shoppers receive 100% of their tips, but all other feedback and ratings are anonymous. Access your Target account. Select Orders.

Is The circle worth it? ›

Critics Reviews

This brilliantly cast and surprisingly addictive reality show puts a new twist on the old popularity-contest format. Content collapsed. The flattening confusion of social media can make this setup into a game, but it's hardly a show. It's a bunch of reality TV players in search of a drama.

What are the advantages of target circle? ›

As a Target Circle member for free, you'll: Get access to deals automatically applied at checkout. Earn Target Circle Rewards and save with personalized deals. Redeem free trials and link to other rewards programs.

Is Target Circle really free? ›

Join Target Circle

It's free and easy to join.

Do you get 5% off with Target Circle? ›

5% Target Circle™ Card Discount: You will receive 5% off purchases paid for with your Target Circle Card (debit, credit, and reloadable) at Target stores and Target.com, except on prescriptions and other CVS pharmacy products; Target GiftCards; Visa, Mastercard and American Express prepaid cards; Game On, DraftKings ...

What does Target 360 include? ›

Target Circle 360 – Consumers also can sign up for Target Circle 360, a new paid membership that includes unlimited free same-day delivery for orders over $35 in as little as an hour with no delivery fees or markups, free two-day shipping3, access to preferred shoppers who can personalize their experience and access to ...

Who delivers Target Circle 360? ›

You can place orders on Target.com or through the Target app for same-day delivery with Shipt. If you're a member of Target Circle 360, you'll have free delivery on any same-day delivery order over $35. If you're not a member of Target Circle 360, you can order same-day delivery for a fee of $9.99.

What are the benefits of joining Target Circle? ›

Free Target Circle membership perks

You can use any cash back on future purchases. Birthday gift of 5% off your purchase. Digital coupons for specific store categories -- 20% off baby clothes, for example, and 10% off beauty products.

Does Target Circle give you 5% off? ›

*5% Target CircleTM Card Discount: You will receive 5% off purchases paid for with your Target Circle Card (debit, credit, and reloadable) at Target stores and Target.com, except on prescriptions and other CVS pharmacy products; Target GiftCards; Visa, Mastercard and American Express prepaid cards; Game On, DraftKings ...

What does target circle give you for your birthday? ›

When you include your birth date in your Target Circle account before your birthday you will receive 5% off a future purchase the day of your birthday, which is valid for 30 days. Restrictions apply. Visit target.com/circle for details.

What are target circle earnings used for? ›

Some bonuses earn Target Circle Rewards, which members can apply as payment toward a future purchase or let them add up to use later. Members should redeem their Target Circle Rewards before they expire. Was this information helpful?

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