Secure access to your accounts, 24 hours a day, 7 days a week. Internet banking gives you the convenience and flexibility to manage your finances any time day or night in a secure environment. Discover the ease and convenience of paying bills over the Internet. Cut down on the amount of paper in your life, and save time and money from writing checks, stuffing envelopes and buying stamps. And funds are not withdrawn from your account until the payment due date! When it comes to your money, security is the number one issue. With high-end firewalls and exclusive encryption software, it’s like having a bank vault available anytime, anywhere! If you already have an account with us enroll now. Download our Mobile App: Text banking can be signed up for through our online banking system to give you quick access to your balances and history. It’s particularly useful when you are on the run. To sign up today, please see the following text enrollment instructions. Mobile Check deposit is a service that allows a customer to submit a check to SBTC for deposit via their smartphone or tablet device. This is done by capturing an image of the front and back of the check (via the camera on the device) to be deposited and then submitting the image to SBTC via the device app. Mobile check deposit is integrated into the new SBTC Mobile app and can be found under the DEPOSIT tab. Yes.The customer must download the SBTC Mobile app to a camera-enabled Apple iOS or Android device. Mobile check deposit is not available via a computer or non-Apple iOS/Android device. Most customers will. The only prerequisite currently in place to qualify for this service requires customer to have an eligible account type (Checking, Savings, MM, HSA). These requirements can change at the sole discretion of SBTC. Customers who abuse this service may be excluded from eligibility. Yes. In order to maintain prudent risk standards, limits and hold rules apply and are at the sole discretion of SBTC. The current daily dollar limit is $5,000.00 per business day for qualified users. There is no limit on the number of daily items. Daily and monthly deposit limits may vary for qualified users. Such limits will be reviewed and adjusted periodically at SBTC’s discretion or upon their request. The customer can contact us with questions about the deposit limits and/or to request a review of their deposit limits. No.This service is available to our customers free of charge; however, we reserve the right to change that at any time. Mobile check deposit will be available to customers as soon as they download the SBTC Mobile app; however customers who abuse this service may be excluded from eligibility. Yes.SBTC reserves the right to remove or change the functionality at any time. SBTC will periodically review accounts enrolled in mobile check deposit to ensure they are maintaining all eligibility requirements. Once logged into the mobile app, select the DEPOSIT tab along the bottom. Yes.The check must be made payable to the account holder or joint account holder. Yes.The check must be endorsed in the following manner:For mobile deposit only to SBTC, plus signature of payee. No.Not all checks/items are eligible to be deposited through mobile check deposit. Per the user agreement, the following items are not eligible for deposit: Checking (including Money Market & HSA) or Savings accounts that the user has setup to view through internet banking. Yes.A clear image of both the front and back of the check must be taken and submitted. The system will reject an unclear image, or improper/missing endorsem*nt and the customer will then have the option to take the picture again. Yes.The customer must enter the dollar amount, the eligible account which they wish to deposit the check into, and a valid email address to receive their receipt of deposit The customer will receive a “successfully submitted” message within their mobile app & a “deposit received” email alert upon successful transmission. The customer can also view the past 90 days of mobile deposit history by selecting the RECENT tab on the CHECK DEPOSIT page of the mobile app. If a deposit is made before the cutoff time of 3:00pm CST, funds should be available the following business day (business days exclude Saturdays, Sundays, & federal holidays); however, extended holds may be placed on items at the sole discretion of SBTC. The customer can see all of their transaction history 24/7 through internet/mobile banking. They will not receive a specific notification when the funds are available. Get StartedSecure, convenient access to your accounts.
With Mobile & Internet Banking, you can:
Pay your bills online and save yourself the hassle.
With the Online Bill services you can:
Secure access to your accounts, 24 hours a day, 7 days a week.
Download our Mobile App & Sign up for Internet Banking and Bill Payment today!
Sign up for Text Banking for a Quick Look at Balances & History
Mobile Banking FAQs
General Questions
Questions About Using the Service
deposited into.
suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn.
• Checks previously converted to a substitute check, as defined in Federal Reserve Board Regulation CC.
acceptable under the terms of your SBTC account.
any endorsem*nt on the back other than that specified in this agreement.
offered at any other financial institution and/ or SBTC. (E.g. Mobile, Branch, ATM, Consumer, Merchant and
automated clearing house (ACH) check conversions.)
yourself for deposit to your own account.Talk With One of Our Experts!
See Also
Security Bank & Trust Co. | Location & HoursCurrent Rates on Checking Savings & CDs | Security Bank & Trust Co.Our Team | Security Bank & Trust Co. Personal BankingLive peacefully with your money at a bank who cares for you and your family.
Business BankingTreasury management and loan solutions to help your business grow.
Industries We ServeBring creativity, reliability, and certainty for our client's banking needs.